Increase your chances of getting your dream house instead of
losing it to another buyer, with these easy
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Decide
how much home you can afford. Generally, you can afford a home equal in value
to between two and
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Tax
breaks. The U.S. Tax Code lets you deduct the interest you pay on your
mortgage, property
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They
don't ask enough questions of their lender and miss out on the best deal.
They don't
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Be
picky, but don't be unrealistic. There is no perfect home.
Do
your homework before you
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Find a
real estate professional who's simpatico. Homebuying is not only a big
financial
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No home is flawless, but certain physical problems can be
expensive. Watch for:
Water
leaks. Look
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What
are your qualifications? Are you a member of the American Association of
Home Inspectors?
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Siding:
Look for dents or buckling
Foundations:
Look for cracks or water seepage
Exterior
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What
is the assessed value of the property? Note that assessed value is
generally less than
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Before
you buy, contact the condo board with the following questions. In the process,
youll learn how
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If your income and savings
are making homebuying a challenge, consider these options.
Investigate local,
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Be sure that:
Repairs youve requested have been made. Obtain copies of paid bills and any related
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The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs
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The Real Estate Settlement Procedures Act (RESPA) statement. This form, sometimes called a HUD 1
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